We just solved one of our top problems of our trip which was what to do about insurance. Another couple friend of ours who is taking a trip around the world for a year is opting to ‘go uninsured’ during that time and hope that nothing happens. Still, shit happens.
After spending months shopping around, we found ‘World Nomads‘ which has coverage for a number of circumstances such as terrorism, emergency evacuation and trip cancellation, just to name a few. Their site has a nice forum and great traveller testimonials.
Based on our ages, travel destinations and state of residence in the US, our insurance costs as a family are about $1,500 per 6 months.